Caroline Melear is a public policy professional working as a Fellow in Finance, Insurance, and Trade at a free market think tank. She has a multitude of published works covering a broad range of issues including Florida homeowners insurance, the National Flood Insurance Program, The Dodd-Frank Act, 401(k) investments, and a variety of social issues. She has appeared on Fox Business, The Today Show, CBS Miami, and WPTV in addition to radio appearances on WNZF and Patriot Radio. Her words have been published in the OC Register, The Daily Signal, The Daily Caller, and The Conservateur. She and her family are residents of West Palm Beach, Florida.